Master 30 Prudential Financial HireVue questions covering digital interviews, behavioral scenarios, and financial services expertise.
Question 22 of 30
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Kevin Downey has an extensive background in business management, recruiting, branding and marketing. He's volunteered his career coaching services at job fairs, lecturing on interview techniques and crafting winning resumes and cover letters.
"Annuities are long-term investments designed to provide you with sustainable retirement income. There are different ways of buying into annuities, depending on your needs. The type depends on whether you need the income immediately or later. An immediate annuity begins paying out within a year. A deferred annuity pays out on a scheduled future date. It's an investment you contribute to until it pays out. There are also variable annuities tied to a range of investments, which hold some risk. And then there are fixed annuities, where your principle is secure and predictable."

Kevin Downey has an extensive background in business management, recruiting, branding and marketing. He's volunteered his career coaching services at job fairs, lecturing on interview techniques and crafting winning resumes and cover letters.
How you answer this question will offer insights into how developed your communication skills are. Your success at Prudential will depend on how effectively you can communicate such concepts to your clients while gaining their trust and offering them "security and peace of mind." They are counting on their employees to represent their brand to their clients. There is an entire page on their website answering this very question, so read it through, and get a firm grip on their language and how they communicate such things.

Kevin Downey has an extensive background in business management, recruiting, branding and marketing. He's volunteered his career coaching services at job fairs, lecturing on interview techniques and crafting winning resumes and cover letters.
The assessment vendor will screen you for how well you communicate. So keep an ear out for any stutters, awkward pauses, or your use of any speech crutch words such as "uh," "like," "um," "you know," "so on and so forth," "and," "well," "but," "so," "ah," "er," and "Etcetera." Record your voice while answering some of these questions to identify your tics so you can better practice answering these questions without relying on such words. Also, pay close attention to your choice of words and what they might suggest beyond your intended meaning. Doing so will aid in presenting yourself as a clearer communicator and more of a professional.

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Written by Kevin Downey
30 Questions & Answers • Prudential Financial

By Kevin

By Kevin