MockQuestions

Fintech Mock Interview

To help you prepare for your Fintech interview, here are 25 interview questions and answer examples.

Fintech was written by and published on April 12th, 2021. Learn more here.

Question 1 of 25

How do you think your previous managers would describe you?

How to Answer

This is a good opportunity to highlight your strengths and skills. If possible, refer to a recent performance review or feedback that you've received from your current manager. Focus on the positives and what you've been told you do well.

Written by Marcie Wilmot on April 12th, 2021

Next Question

List of 25 Fintech Interview Questions & Answers

  • Behavioral

    1.

    How do you think your previous managers would describe you?

      How to Answer

      This is a good opportunity to highlight your strengths and skills. If possible, refer to a recent performance review or feedback that you've received from your current manager. Focus on the positives and what you've been told you do well.

      Written by Marcie Wilmot on April 12th, 2021

      1st Answer Example

      "I just recently met with my current manager for a review of my performance. She was very happy, specifically pointing out how organized and personable I am. Working in HR, I'm constantly juggling a variety of different responsibilities, and she praised me for not letting anything slip through the cracks whether it be a PTO request or a deadline for health insurance. I also frequently find myself serving as the middleman between management and my colleagues, and she said that in her view my calm and professional demeanor is an asset because it enables me to effectively handle both parties in a friendly yet firm manner."

      Written by Marcie Wilmot on April 12th, 2021

  • Behavioral

    2.

    What have you done to build up your soft skills?

      How to Answer

      There are many different soft skills that are essential to have when working in the fintech industry. Some of these soft skills include being collaborative, adaptable/flexible, analytical, and energetic. It's also important to be an effective communicator and a problem-solver. Speak to any experience you have in these areas, and talk with the interviewer about how you've tried to cultivate these behaviors and qualities.

      Written by Marcie Wilmot on April 12th, 2021

      1st Answer Example

      "As I've worked hard to graduate at the top of my class in college, I've also put time and effort into cultivating certain qualities that I believe will be beneficial to have within the fintech industry. At school, I spent a lot of time working with various teams to complete different projects, which has taught me teamwork and how to be an effective collaborator. I have also strived to be well-rounded and knowledgeable in multiple areas so that I can easily roll with the punches once I'm out in the workforce. This flexibility will benefit you as my employer because I'll be able to work with different teams and people on a variety projects without any trouble at all. I took public speaking and writing courses at school to enhance my communication skills, and on a personal level, I try every day to be solutions-oriented and a creative thinker so I can solve problems quickly and intelligently."

      Written by Marcie Wilmot on April 12th, 2021

  • Behavioral

    3.

    What are your greatest strengths and weaknesses?

      How to Answer

      This is a commonly asked interview question so it's a good idea to brainstorm your strengths and weaknesses prior to the interview and be prepared to discuss them. When it comes to strengths, pick ones that align with the open position. When it comes to weaknesses, discuss one that you're able to spin positively or that you can show you've made steps to overcome. The interviewer won't expect you to be perfect, but they will want to see that you are self-aware and making changes to lessen your flaws.

      Written by Marcie Wilmot on April 12th, 2021

      1st Answer Example

      "Well, it's always fun to talk about my strengths! I like to believe that I am friendly, personable, relatable, and competent, all of which help me to quickly establish meaningful relationships with clients. One of my strengths also lies in my ability to explain complex financial concepts to the average person. It's helpful to be able to do this because then the client never feels lost or confused. I am able to break complicated financial information down to simple layman's terms and do so in a friendly manner so the client understands the value of our products and services to them. In terms of weaknesses, I would say that my biggest one is my talkative nature. This can be a positive in terms of making friends easily or in winning over clients, but I consciously have to keep in it in check so I don't waste the client's time, especially during earnings season, and so I don't waste my own precious time that needs to be spent contacting multiple clients. I am aware of this tendency and many times even set a timer when I call a client just as a personal reminder to myself to keep things succinct."

      Written by Marcie Wilmot on April 12th, 2021

  • Competency

    4.

    What kind of experience do you have conducting data analysis?

      How to Answer

      Data scientists, data analysts, and data specialists are all in high demand in the fintech field. If this is the route you're interested in pursuing, you'll need to be proficient in performing data analyses and using visualization tools, query languages, and NoSQL databases. Share any experience you have in this area with the interviewer; if you recently graduated from college, talk about the data-related classes you've taken and how eager you are to put what you've learned to use in real life.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Competency

    5.

    What do you know about automation?

      How to Answer

      Fintech uses new and improved digital technologies to deliver better results quicker for consumers and companies. Because of this, many fintech roles require a deep understanding of how to combine AI and machine learning with automation to improve the efficiency of various processes. Talk about the role of automation in fintech with the interviewer. Emphasize your comprehension and passion in this area.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Competency

    6.

    What do you know about cybersecurity?

      How to Answer

      Fintech startups, in particular, need to protect themselves from hackers and costly breaches. If you're looking to become a fintech security analyst or to work in cybersecurity, you'll want to impress the interviewer with your answer to this question. Define cybersecurity and talk about any experience you have in this space.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Competency

    7.

    Do you have any fintech-related certifications?

      How to Answer

      There are many fintech programs available online. Talk to the interviewer about any certifications you've earned, especially those that pertain to this specific role, and any you plan to complete in the future. In addition, mention any college degrees or other education you have. Emphasize your love of learning and how you strive to stay abreast of new concepts and tools.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Competency

    8.

    Why should we hire you instead of another candidate?

      How to Answer

      This question provides you with a great opportunity to sell yourself and what you have to offer. You'll want to differentiate yourself from other candidates by highlighting your skills and achievements. Focus on how the company will benefit from hiring you instead of someone else.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Competency

    9.

    Go ahead and sell me this pen right now.

      How to Answer

      If you're interviewing for a fintech sales role, be prepared to talk about and sell one of the company's products or another random object to the interviewer. In this case, great product knowledge and an ability to sell are musts. Be sure to research the company's products prior to the interview so you can discuss them. No matter what you're asked to sell, point out how its features will benefit the interviewer and make sure to close the sale.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Competency

    10.

    Explain what the term fintech means.

      How to Answer

      The fintech field has exploded in more recent years since the revolutions of the internet and smartphones, yet some still don't understand what the general term 'fintech' really means. Since you're applying for a job in this field, the interviewer wants to be certain you can define the term and that you fully understand the field you'll be working in.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Competency

    11.

    Tell me what you know about compound interest and the time value of money.

      How to Answer

      Applying for a job in the fintech space means you need to be prepared for interview questions about financial concepts and terminology. Although the interviewer won't expect you to be an expert, they will be looking for you to be able to define and explain most terms and concepts. Prior to the interview, brush up on financial basics and be prepared to discuss them.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Competency

    12.

    What are your thoughts about the current state of the market?

      How to Answer

      Applying for a job in the fintech space means you need to be prepared for interview questions about the stock market and finance in general. Although you don't need to be an expert in this subject, most fintech interviewers will be looking for you to have an interest in this area and to be able to hold an intelligent conversation about current financial events. Prior to the interview, brush up on what's happening in the financial world.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Discovery

    13.

    What is your biggest achievement to date?

      How to Answer

      The interviewer wants to hear about something you accomplished that was meaningful to you. Whatever you choose, you'll want to emphasize the hard work, dedication, and effort you spent to achieve it. If possible, try to connect your greatest accomplishment in some way with the fintech role you're trying to land.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Discovery

    14.

    Why do you want to leave your current position?

      How to Answer

      The interviewer will be looking for red flags in your answer so no matter what make sure not to speak negatively about your current employer (even if they deserve it!) Be honest but also positive. Emphasize how much you're looking forward to the future and how excited you are to try something new.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Discovery

    15.

    Do you have a big network?

      How to Answer

      An interviewer might ask this question if you are interviewing for a fintech sales or account management position. If you have a large and established network, it might very well give you a leg up on other candidates, especially if it's comprised of people in the industry. The interviewer will view this as a positive because some of the people in your network might be interested in buying their products/services.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Discovery

    16.

    What about this particular role excites you?

      How to Answer

      A frequently asked interview question, you'll want to be prepared to answer it in a confident manner. Do your research on the company and role prior to the interview so you can discuss specific items. You'll want to show the interviewer that you are highly interested in this particular position. Emphasize how enthusiastic you are about the company and role.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Discovery

    17.

    Where do you see yourself in five years?

      How to Answer

      The key here is to make sure that your career aspirations line up with the role that you're currently discussing with the interviewer. If your career goals are totally unrelated to the position, this will likely be a red flag for the interviewer. Be honest, but try to emphasize that you're looking to commit for the long-term and that you're interested in the relevant field.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Discovery

    18.

    Give me a brief overview of your career to date.

      How to Answer

      Prior to the interview, prepare a quick summary of your career history and practice saying it several times so you can speak confidently. You'll want to show progression and talk about lessons you've learned. You might also discuss goals you have as you move up the career ladder. Try to connect your career history and aspirations with the current role.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Discovery

    19.

    Why do you want to work for our company?

      How to Answer

      An interviewer would generally ask this question to determine how interested you really are in both the role and their company. Prior to the interview, you'll want to have thoroughly researched the company and its products, industry, competitors, big clients, and employee culture so you can confidently answer a question like this one. Emphasize the things about the company that appeal to you and why you'll be a great fit.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Discovery

    20.

    What type of fintech firm do you prefer to work for?

      How to Answer

      Fintech job seekers typically center their job search on banks, startups, BigTech firms, and firms with financial divisions. Talk to the interviewer about the type of firm you most prefer to work for and why. While you want to be honest, aligning your preferences with their company type will show that you will be a good fit if they decide to hire you.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Situational

    21.

    Tell me about a time when you solved a problem in a creative way.

      How to Answer

      No matter the type of fintech role you're interested in, you'll want to show the interviewer that you are an innovative and critical thinker. This is especially the case if you're interviewing for a technical role. Discuss an example of a time in the past when you creatively solved a problem. If you can't think of an example from work, provide a personal example instead.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Technical

    22.

    What is data verification and why is it necessary?

      How to Answer

      If you're interviewing for a data-related fintech position, you will likely be asked about data verification. Be prepared to define the term and to discuss why it is important. If possible, provide an example of a time when you've personally verified data.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Technical

    23.

    Explain the meaning of blockchain in general terms.

      How to Answer

      The interviewer might pose this question if you're interviewing for a blockchain developer position. Define blockchain in simple terms and describe any experience you have with it.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Technical

    24.

    What have you done to build up your hard skills?

      How to Answer

      If your goal is to work as a programmer, app designer, or hardware engineer for a fintech company, you need to be proficient in hard skills like coding and front-end development. Fintech firms need apps developed, product APIs created, platforms maintained, and user interfaces/experiences designed and implemented. Tell the interviewer about the classes you've taken, certifications you've earned, and other things you've done to build up your hard skills.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view

  • Technical

    25.

    What four financial statements are used to monitor a company's financial health?

      How to Answer

      If you're interviewing for a financial analyst role or something similar, there's a very good chance the interviewer will quiz you on some of your financial and accounting knowledge. Brush up on financial terminology and concepts prior to the interview so you can respond confidently and knowledgeably.

      Written by Marcie Wilmot on April 12th, 2021

      Answer Examples Have Been Hidden

      Please upgrade to view