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Top 25 AXIS Bank Limited Interview Questions

Tell me about your experience with internet banking.
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Question 2 of 25
Do you have cash handling experience?
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If you have experience with cash handling, give an example. If you do not, that is A-OK! Some skills are trainable, and working with money is one of them. In banking, this experience is extremely valuable, but there are ways around it. If you don't have money handling experience, talk about your attention to detail and that you are good with numbers. Talk about why you are interested in gaining such experience and how it will be helpful to your career.
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Question 3 of 25
What motivates you?
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"I'm motivated by working with others who take pride in their work. My team at work always encourages each other and helps each other out when we're in a bind. Working in a supportive, positive environment always keeps me moving forward."
Think about that time when you were under the gun and expected to produce your best results... How did you stay motivated? Some people are motivated by encouragement and affirmations from their boss. Others are motivated by a job well-done. Here's a way to approach this question: "I'm motivated by working with others who take pride in their work. My team at work always encourages each other and helps each other out when we're in a bind. Working in a supportive, positive environment always keeps me moving forward."
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Question 4 of 25
Tell me about a time when you demonstrated that you were trustworthy.
Professional Answers Preview
Honesty is the best policy! Whether you had to fess up about a mistake you made or you simply were asked your opinion, being honest instills trust from the ones around you. A good example that relates to the banking and finance industries would be if you were trusted with a responsibility of great value. It could be handling money or it could be following a procedure that requires precision and accuracy. Give an example from your experience! Show that you can be trusted in any situation with any amount of responsibility.
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Question 5 of 25
Give me an example of when you worked under pressure and stress.
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Question 6 of 25
Tell me about your customer service experience.
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Question 7 of 25
Tell me about yourself.
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Question 8 of 25
What actions have you taken in the last month to improve yourself?
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Question 9 of 25
Who is our CEO?
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Question 10 of 25
Out of all of our products, which one would you be most likely to use? Why?
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Question 11 of 25
Which boss or professor in the past have you admired the most and why?
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Question 12 of 25
What can you do for us that other candidates can't?
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Question 13 of 25
Why are you interested in this position?
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Question 14 of 25
Why should I hire you?
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Question 15 of 25
Why do you want to work for AXIS Bank?
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Question 16 of 25
Tell me about a time when you had to deal with a difficult customer.
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Question 17 of 25
Give me an example that demonstrates your attention to detail.
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Question 18 of 25
In your opinion, what are the benefits of banking with AXIS?
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Question 19 of 25
Have you ever been asked to leave a position?
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Question 20 of 25
What is the toughest problem you have faced? How did you overcome it?
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Question 21 of 25
What negative thing would your last boss say about you?
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Question 22 of 25
What challenges do you anticipate in this new role?
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Question 23 of 25
Have you ever had to fire anyone? How did that go?
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Question 24 of 25
How do you check your work for accuracy?
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Question 25 of 25
How do banks make profits?
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User-Submitted Interview Answers

Question 1 of 25
Tell me about your experience with internet banking.
User-Submitted Answers
1.
It provides ATM facility to there customers as well as electronic banking also this banks having the more market share & growth due to customers satisfaction.
2.
Some of my friends in different places of axis bank employees told that it is a good environment working with axis bank, everyone in the bank are friendly in every aspect.
3.
Sir I have strength of honesty, sincerity and flexibility. I dont no much more about working in a bank but I can showcase my skills after few trainings and will never let you down.
4.
Working with 3rd largest private sector bank in our country is really a opportunity to grow.
5.
Thank you so much it going to be very useful for me.
6.
This bank has really, an amazing name and fame because it is the 3rd largest private sector bank and it work in almost all the financial field like other banks.
7.
I think this is a well reputed organization. And as I m fresher I dont no much about the working of this bank.
8.
I know about banking operations and account opening.
9.
As per my think this is well reputed bank and now it is very growing bank and as I fresher I dont nknow much about this bank.
10.
Working for Axis Bank as a Customer Service Officer (CSO) is not a very easy job as the responsibilities vested on our heads are little high.. Although when continuously worked hard the work becomes easier .
11.
Yess I do you work to make customer satisfied and also to increase your worth.
12.
I know this in bank sales manager, assistant manager, hr manager are also there.
13.
Your bank require best quality work with a team. Here we can get lots of oppurtunity.
14.
My technical knowledge that fulfill your requirements.
15.
Encourging customers about our products and services.
Question 2 of 25
Do you have cash handling experience?
User-Submitted Answers
1.
We receive a check not a cash but if I get the chance to cash handle than I do my best.
2.
No, but what ever the bookings and all I used to do I will take cheques from customers and I need to submit required documents of customers along with cheque to management.
3.
Ya I do have cash handling experience as, when I go for shopping with my family, I am the one who always carry cash.
4.
Yes I have but for sometime but under one time guidance I can learn it.
5.
I have no cash handling experience.
6.
Yes . I have cash handling experience.
7.
Yes, at my school and college days I deposited my fees, and I do shopping for my.
8.
Yes I have cash handling experience.
9.
No I dont have cash handling experience but I can manage it.
10.
It is the 3rd lasrgest private bank in India and have laegest ATM network in private banks. So I want to be a part of this growth.
11.
Yes whenever I go for shopping with family I am the one who handle the cash.
12.
No sir previously I have been working in it field.
13.
No I dont have any experience in that.
14.
Introduction about your self.
15.
Yes I always handle cash while shoping with with my fsmily.
Question 3 of 25
What motivates you?
User-Submitted Answers
1.
By enjoying that work & handling situations properly.
2.
To learn soothing new and to meet new persons and to talk those have a great positive attitude and reading a Vivekananda books.
3.
My job is to successfully complete my given task on time with quality and assurance. In order for that I will follow company rules and I will be in discipline and being on time to office.
4.
I believe in myself and makes me feel better with the job.
5.
Talk politely and work honestly take care of your customers properly.
6.
Performing the assigned work and co-ordinate among the intra department with energetic and smart manner.
7.
I have yoga and excise bring a positive attitude to work everyday.
8.
I like to live positively never use to negative.
9.
By creating new environment and by motivating thoughts.
10.
Solution of each and every problem.
11.
By being in a very happy mood.
12.
I keep my mind fresh a give my best for this company.
13.
By giving my best with every customer.
14.
Smile is one spark for positive attitude, and always start your work with a prayer.
15.
To keep myself progressive.
Question 4 of 25
Tell me about a time when you demonstrated that you were trustworthy.
User-Submitted Answers
1.
Yes, Iam a trust worthy.Example one day one of my colleague she has faith and trust on me, she has given one of her customer details to me in order to pick cheque of the customer and documents. I have picked up that cheque and handed it over to her.
2.
Yes, I am. In my graduation time one of my lecturer told me you cant do anything with your life but I was believing in myself and god.
3.
In my past organisation as it was contruction company daily huge amount of cash transsaction used to happen I used to carry plenty of cash to and fro but never did any wrong thing after joining organisation after 2 months I got this work earned go trust from the directors.
4.
I will answer this question from my personal traits. I dont know to cheat anyone or lie even for the benefit of myself. I like the people around me to see happy in the cost of my happiness. This proves my trustworthiness.
5.
Yes I am trustworthy person . I give my.
6.
Yes I am trust worthy person. During a project my team were done a one mistake that mistake can be done by me. I will accepted and said to my coordinator thats my mistake.
7.
Yes obviously I return money from shopkeeper when I get money by mistake.
8.
I filled a online form and did a payment by a shopkeeper he returned me 100 rupee more after few time when I found that he gave me 100 extra I went back to his shop and returned.
9.
Its clear after my itroduction.
10.
Yes sir I am. Once I go to a dental hospital for my mother and the doctor advised us to x ray the teeth and we went to do it and for xray we gave rs 100 but the charges of xray was rs 50 the receptionist should give me change of 50 rs but he gave us 100 back and I told him and he understood and also thanked me..
11.
Yes I am a trust worthy person because when I go to my office everday one person used to give me his bike keys to me from this I can say that how much faith do he have on me.
12.
Yes, in my earlier job my boss give tha responsibility of cash and salary of back office staff. And I was maintain each and every index properly without any problem.
13.
Yes, Iam a trust worthy person . My dad used to ask me check his mail for him, so he trusts me on that.
14.
Yes, if any situation come in my life that I have to explain whether I am trustworthy or not than I only say I have no proof of this but I am confident that what I am.
15.
Yes,I am as there is a saying sbka bhala karo toh apna b bhala hota hai. In college once I found a cellphone and 5000rs .I honestly submitted it in office center where the complaint of lost things are given out.
Question 5 of 25
Give me an example of when you worked under pressure and stress.
User-Submitted Answers
1.
I can manage my stress after 5 or 10 min. Relaxation at that time I am read poem or see flowers for few minutes.
2.
In an mba only we had back to back presentations with no gap, I was the group leader so I had all the responsiblities of the presentation in order to be best.
3.
Working in pressure is one of the most amazing experience cause at that time we will get the chance to learn many more new things which we dont know before.
4.
I just know gave my mcom exams and there was also year ending I did lot of struggle to be consistent with studies and work.
5.
I hope make calm and concerned to solution for the problem and try to settle it.
6.
I dont have any work experience, but since I studied in a govt university the pressure was more to finish my assignments.
7.
Very cool mind in worked under pressure and stress.
8.
Yes I can work and I have an experience.
9.
At the time of graduation final year exam.
10.
I have worked for my studies under pressure.
11.
Whenever my family suffering from any critical condition.
12.
Its the project review time, we had a rough time in completing the modules.
13.
Once in my life when I was suffered from chicken pox.
14.
Like branch manager give me a big task and ask me you will complite 1 days.
15.
In my project, there is only 2 months instead of 3 months, on that time I got pressure.
Question 6 of 25
Tell me about your customer service experience.
Question 7 of 25
Tell me about yourself.
Question 8 of 25
What actions have you taken in the last month to improve yourself?
User-Submitted Answers
1.
Conversation between the customer and me than I will take many more experience that.
2.
I try to learn and adapt more and more things I can which help me to increase my knowledge.
3.
I try to learn more to more thing and adapt a changing things which can help to me to increase my knowledge.
4.
In order to improve my experience as well as myself. Every time I will upgrade myself in latest technologies which ever needed in order for the growth of my company as well as myself.
5.
I would like to do hardwork with adapt with others.
6.
I will gain all financially required problem that makes the company to move toward the another sectors as other company cannot.
7.
Going through journals, attending seminars and other conferences as and when I get opportunity.
8.
Read blogs, news and interviews. Initiated to take on additional role/responsibilities to help company progress.
9.
I only follow only three things improvise adapt and oversome.
10.
I try to learn more and more things and adopt more and more things which help me to increase my knowledge.
11.
By knowing by my mistakes.
12.
Every day I learn from my senior. And I try to do the work in proper manner.
13.
By learning my mistakes which I have done previous.
14.
To improve my loopholes, get rid from obstacles whatever which thwart in my work.
15.
Move and dont repeat the mistakes, work hard and enjoy working.
Question 9 of 25
Who is our CEO?
Question 10 of 25
Out of all of our products, which one would you be most likely to use? Why?
Question 11 of 25
Which boss or professor in the past have you admired the most and why?
User-Submitted Answers
1.
I was thoroughly inspired by one of my boss when I was giving exam of 12th. He was truly enthusiastic and his skills of teaching were truly different from others. His style of conveying things which helped students to learn anything quickly inspired me and also he was a great motivator which helped to build positive vibes for his students.
2.
My manager admire to me in the closing of financial year dec 2013. We received lot of sebail request open from customer and refund the payment but in our team working load is top than I said to start sat and sun working plus we do early log in and late log-out and we will do all the sr be positively and confidingly. Than my manager admire to me for this behaviour.
3.
Our English lecturer in 12th admired the most and he used to motivate each and everyone on moral stories.
4.
At the time of my graduation I met professor pranabandhu maharana in physics, who is a motivator, very puntual and his teaching style is fantastic. He always gave me advice for improving myself.
5.
My maths teacher from school. As he has a dedication towards his work and he was passionate about it. He had faced many problems but still stand high.
6.
Prof. Rajeev Tripathi, being the senior most professor in department he interacts directly to the student problems. His involvement in concerns is worth appreciable.
7.
I used to have Maths teacher in school whom I wanted to become like. The quality that I liked in him the most was that he never used to make us do every question very religiously, but he would simply sit in class and ask us to put as many questions as we can from any book possible . The confidence upon his knowledge and the sound understanding of the subject really impressed me.
8.
My Assistant manager because of him I found path of my life.
9.
My maths teacher admired the most, the who motivates each and every one in their studies.
10.
My maths I admired the most the one who motivates each and everyone in their studies.
11.
My maths teacher the one who motivates each and everyone in their studies.
12.
My Sir Satish H K because of his depth knowledge about the knowledge.
13.
In school, teacher of maths.
14.
I admired very much from every teacher from every step of my learning in past. But in the class of 11 and 12 I have an economics teacher he inspired me all the time to study how could I get a good markes...
15.
My father is my boss who inspired me the most.
Question 12 of 25
What can you do for us that other candidates can't?
User-Submitted Answers
1.
I have the advantage of my field skills which I can utilize at the time any of my colleagues faces any trouble.
2.
I can give my best to make effective work.
3.
According to me I will support my company in every aspect which I can do in order to the growth of company 100% . I will make sure that company is not wasting salary on me, Iwill work whole heartedly with rules and regulations.
4.
I am very fast learner with full dedication towards work . I love wok and hate lazynes always active and fast . always ready to adopt any type of environment and make them valuable. I belive I am valuable resource of bank.
5.
I can do my job with honest and sincerely. I believe in hardworking and will never let you down.
6.
I work true heartedly and I will work for enable extent. I would also work for improvement of the company in all provided sectors.
7.
I am a very fast learner and retainer. I can do work on time and with best quality.
8.
I can give my best to make effective work.According to me I will support my company in every aspect which I can do in order to the growth of company 100% . I will make sure that company is not wasting salary on me, I will work whole heartedly with rules and regulations.
9.
I have the potential to learn any task quickly. My hardworking attitude is my strength. And confidence let me fly high.
10.
Being an engineer, knoow well how to use the technology in a efficient way.
11.
I can do my best effort and can give my best to make effective work.
12.
I can expand bank profits, generate accounts etc with my behavior and way of talking.
13.
My friend tell me that I am a well behaved person and I have patient. And have the guts to handle any situation.
14.
I can improve my talent and show what I can do for you.
15.
To give my best in my working field.
Question 13 of 25
Why are you interested in this position?
User-Submitted Answers
1.
Axis bank is a reputed bank & also it is opportunity to make my dream possible.
2.
It is a third largest bank and where I can utilized my fiancial skill and give a shape to my dreams.
3.
It the fastest growing bank, I want to be a part of it in every aspect for the growth of company aswell as myself.
4.
Because axis bank is the fastest growing bank with hi speed technology . Where I can increase my skill, performance enhance ideas, wisdom and lead future grow and learn also beneficial for us.
5.
Axis bank is the third largest bank in india. I can get learn about finance and can improve my knowledge here as a banking professional.
6.
As it is one of the best bank in India that would shape my career and also in the best reputed bank.
7.
Axisbank is a very big platform to achieve a financial growth.
8.
Since Axis is the third largest private bank in India I have an opinion that it will provide me a platform to grow along with the bank. From my seniors I have got to know that the culture of axis bank is more lucrative than that of other private banks in india.
9.
Axis Bank has good reputation in market and I will find myself lucky to be a part of it.
10.
Because I like to work in a environment where a person who is senior to me always know more than me not like a government departments.
11.
I have a dream to work in banks.
12.
We all know that axis bank is one of the most renowned pvt bank in india . Every one want to grow his career with this company and I am also want it . For growth oppertunity, working enviroment every thing is depend to work for axis bank.
13.
Because this is the which is best suitable to me.
14.
Axis bank is the third largest bank in india and a good reputed bank which provide good services to the customer in very easy way.
15.
I use walk in to axis bank to bay bill. I was my dream to me a part of axis bank and work with them.
Question 14 of 25
Why should I hire you?
Question 15 of 25
Why do you want to work for AXIS Bank?
User-Submitted Answers
1.
As it is a reputed organisation.
2.
Have a name in the field of banking, it is reputed bank although in today scenario it is one of the fastest growing bank, it is also the organization where I can utilize my financial skill and give a shape to my dreams....
3.
Axis is a ypoung and vibrant organisation, which recognises its employees as a great assest, consequently has the greatest employee satisfaction levels in the industry!
4.
Banking sector is a growing sector and axis bank is the third largest bank in india. I have heard that best development and traning facility are provided here. And it is the bank which I am studing and aiming for.
5.
I want to make my career as an investment banker and axis bank is one of the most prominent and growing bank in private sector right now which will help me to satisfy my career goal.
6.
It is third largest bank in india & also I like to learn banking work. My ambition till now do the banking career.
7.
Axis bank is indias third largest private sector bank and its reputaion in the market is very good. So if I get the chance to serve for your bank its gives a good opprtunity to establish in myself & further improvement in my future as a proffessional. That is why I want put myself in this bank as a employee.
8.
Have a name in the feild of banking it it is reputed bank although in today scenario its a one of the fastest growing bank.
9.
Reputed bank and one of the fastest growing bank where I can shape my dreams.
10.
As I know Axis bank is one of the fast growing bank, their objectives and facilities provided to customers are very good. I want to join in this company in order to put my skills in the growth of the bank as well as myself.
11.
Because its a big platform which gives financial knowledge which I can utilize as a resource for axis bank and Yong banker program beneficial for where we can enhance our knowledge skill and capabilities .
12.
Axis bank is third largest bank india where I can get to learn many things about finance. It was also my dream to get a job in bank like this.
13.
As axis bank is the one of the best bank in India and also a good reputed bank that makes my future more bright.
14.
AxisBank is a fastest growing bank and also a third largest bank with best banking reputation in today scenario. Its a big platform to enhance my skills and young ideas which I can utilize during my work.
15.
To have a name in the bank industry axis bank is the third largest and fast growing bank and I will have opportunities to grow as an professional in banking industry.
Question 16 of 25
Tell me about a time when you had to deal with a difficult customer.
Question 17 of 25
Give me an example that demonstrates your attention to detail.
Question 18 of 25
In your opinion, what are the benefits of banking with AXIS?
Question 19 of 25
Have you ever been asked to leave a position?
User-Submitted Answers
1.
As I am fresher I have never been through such a moment.
2.
No as of now I was once asked to leave my class prefect position.
3.
No. Besides I have promoted to different positions.
4.
No.. Doesnt happen with me.
5.
I have never faced that situation until now. And through my capabilities I would make sure that I would never face the situation anywhere in the future.
6.
Yes I leave a position to better position on my careers.
7.
First I will do my skills, knowledge with find that whichever position then I will take another steps.
8.
As I am a fresher I didn't experience this type of question.
9.
No.. I fresher I dont asked to leave a position.
10.
I have always been asked to upgrade my position.
11.
No I'm not leave my position but definetely I would like to promote myself if I able for this.
12.
Fortunately still now never, nobody has told me to leave the position.
13.
During my internship we have to generate lead for MBA admission with in a limited period. There were pressure but I think I handle that pretty well.
14.
Since I am fresher I have never face this.
15.
I'm a fresher and so there's no question of such.
Question 20 of 25
What is the toughest problem you have faced? How did you overcome it?
User-Submitted Answers
1.
Sir actually its very personal, when I was in first semester of graduation I had a break up with my girlfriend and that time was the toughest time to overcome. I always tried to focus on carrier.
2.
Whenever my manager(asst. Comdt.) was on leave I have to manage the whole situation. i have to respond the messages of central command by my own and also to check that every thing in company is ok as it should be.
3.
The toughest problem was regarding my health. I am trying to overcome it with help of my family and friends.
4.
Attending interview process, overcoming by parcticing.
5.
Money problem m face, and to overcome this problem to find a job.
6.
I had a breakup with my close friends because of misunderstandings btw us. I struggled hard to come out of it and forget them. I concentrated more on my studies and developed enemity on them.
7.
Any problem is last solutions is discuses.
8.
By challenging the interview.
9.
Whenever several works come to me, at that momemt I just close my eyes and try to think best nad funny moment of my life.
10.
Its to get job in axis bank, Ijust training for bank apps now I made it.
11.
I have to learn before facing any kind of problem.
12.
Getting a job is the toughest problem. To over come it I used to learn more and more and attend more practical job oriented tests.
13.
I have always to fulfill target before date so I am not facing that type of problem in my life.
14.
To fire someone, giving him another chance.
Question 21 of 25
What negative thing would your last boss say about you?
User-Submitted Answers
1.
Sir working with third largest bank of india is a.
2.
Actually I used to forget to save the data so he always remind me to save.
3.
I would like to boss is manager planning organazatin.
4.
No negative thing say my last boss.
5.
As I notice, there nothing any negative thing, but sometime he can not tolerate lots of problem in our organisation.
6.
He observe that I am sensitive in nature and he suggest me to be like strong while taking decisions.
7.
They are giving a lot of work in a time and want a result very fast, but this is good for me for my improvement.
8.
Used to sit late in office relates to work he dislike that bout me.
9.
Sometimes I don't stick to the Orthodox process of work as I have different style of work.
10.
I didnt know about negative thing my last boss because he is the show to all, I am the best employee in my region.
11.
Because he is most of time get angry and shoutted to the staff.
12.
Sorry I m fresher I dont have an experience of any last boss nature for giving you this answer.
13.
Banking industry provide a stable growth.
14.
My boss would say that I am a very hard worker, that never misses a shift, however sometimes I appear too eager to take on extra work, which although I dont believe is a negative, could be seen as being someone who is looking to progress quicker than colleges.
15.
That I was easily convinced by others to do their work.
Question 22 of 25
What challenges do you anticipate in this new role?
User-Submitted Answers
1.
What ever the work will be given to me, I want to complete it on time with quality. If I do not know about any work I will ask my seniors and I will take suggestions from them. I will learn all the required technologies for bank .
2.
Many different people with all good variety ideas that makes us to gain more knowledge from them as well.
3.
About challenges I have no idea what I am going to face as this type of job is new for me but definitly I will work hard to get through it.
4.
At Axis Bank, we believe that the most important factor which provides sustainable competitive advantage in our business is Our People. We strive to create an environment to attract and nurture them.
5.
Any position, I have challenges.
6.
I give my best day to day in my working area and try to grow some inovative idea which runs our organisation effectively.
7.
This sector has a lot of challenges for anyone like-customers orientation and how to handle them and how to create faith in them for this bank.
8.
Challenges are common for every position. To over come the challenges I will use skills and abilities to overcome them. This will show my value to the management.
9.
My aim should be very clear so it helps to achieve my goal.
10.
To take a company to number 1 position.
11.
Working in each and every condition. Fl;uently.
12.
Prosper growth of mine and my team.
13.
I am looking for challenges to challenge my knowledge so that I keep learning and exploring more new things and growning everyday that my graph points only to the top.
14.
Challenges should be depending upon the type of projects and requirements.
15.
Even I get the region no 1 rank and I will go consitency region no 1. This my challange.
Question 23 of 25
Have you ever had to fire anyone? How did that go?
User-Submitted Answers
1.
It will go in a very formal manner. I would state the reasons for which the person is being fired in a detailed document and would answer his questions for the sake of his understanding the reason behind his termination.
2.
Very rare. I will give a chance to change his/her attitude if they are going in wrong way. Still no change I will fire them. I will tell them the purpose why they have been in organisation. If the purpose is not met then I will show expectation of company and there actual work.
3.
Yes it hard but need t0 make such decision relates to company.
4.
I have never faced this situation as well, But If anytime I am forced to do so then I will make sure that the person is being dismissed for a genuine reason and there is no injustice done anywhere.
5.
First of all I will safe and the safe to all.
6.
If I choose one option, first I will analyse that problem then I will take a decision on that position.
7.
I would probably tell them that they are not suitable for that particular job.
8.
Yeah I have experience in previous employeer.
9.
Yes I am capable to do this because I have skills to do this.
10.
If I have to fire someone. I will call that person and show him his/her result that how he/she is working in the organization and give him a last chance to improve if I still doesn't get any result I will fire him by giving him answer that if we are working in any organization their are some criteria or rules to work upon.
11.
I will give him or her chance to prove himself.
12.
No experience about firing anyone. And frankly I dont like to fire anybody so harshly.
13.
Ys I had fired many times. After I fired on them they did their work nicely and timely.
14.
Any issue of our staff we will support our staff.
15.
If authority I have & s0omone do such a big mistake in firm so I ll hire that time anyone.
Question 24 of 25
How do you check your work for accuracy?
Question 25 of 25
How do banks make profits?

About AXIS Bank Limited

AXIS Bank Limited is an India-based bank. The Bank operates in four segments: treasury, retail banking, corporate/wholesale banking and other banking business. The treasury operations include investments in sovereign and corporate debt, equity and mutual funds, trading operations, derivative trading and foreign exchange operations on the account, and for customers and central funding. Retail banking includes lending to individuals/small businesses subject to the orientation, product and granularity criterion. It also includes liability products, card services, Internet banking, automated teller machines (ATM) services, depository, financial advisory services, and non resident Indian (NRI) services. The corporate/wholesale banking segment includes corporate relationships not included under retail banking, corporate advisory services, placements and syndication, management of publics issue, project appraisals, capital market related services, and cash management services.

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