MockQuestions

Fintech Financial Analyst Interview Questions

To help you prepare for your Fintech Financial Analyst interview, here are 24 interview questions and answer examples.

Fintech Financial Analyst was written by and published on March 15th, 2021. Learn more here.

Question 1 of 24

What is your greatest strength that benefits your career as a fintech financial analyst?

How to Answer

Interviewees frequently hear the 'what's your greatest strength' question during an interview. In this case, however, the interviewer wants you to connect one of your strengths to the fintech financial analyst role in particular. Discuss a strength of yours and how it will specifically help you to excel in this role.

Written by Marcie Wilmot on March 15th, 2021

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24 Fintech Financial Analyst Interview Questions & Answers

  • Behavioral

    1. What is your greatest strength that benefits your career as a fintech financial analyst?

      How to Answer

      Interviewees frequently hear the 'what's your greatest strength' question during an interview. In this case, however, the interviewer wants you to connect one of your strengths to the fintech financial analyst role in particular. Discuss a strength of yours and how it will specifically help you to excel in this role.

      Written by Marcie Wilmot on March 15th, 2021

      1st Answer Example

      "I'd say that one of my biggest strengths is my ability to communicate effectively with others, which is helpful within this role for several reasons. First, since I'm personable and a strong verbal communicator, I tend to work well with others in a team environment. Second, I'm also able to take numbers, trends, financial models, and graphs and communicate them in such a way that non-analytical folks are able to easily understand my takeaways and recommendations. And I can do this whether it's via a presentation or a written report. So while I have many strengths that complement the fintech financial analyst role, I believe that my capacity to communicate well with others is the one that benefits my career most."

      Written by Marcie Wilmot on March 15th, 2021

  • Behavioral

    2. Do you prefer to work independently or on a team?

      How to Answer

      There's really no wrong answer to this question. Be honest and tell the interviewer what you prefer as it will help both of you decide if you will fit into the company or not. Whichever way you answer, try to back up your preference with an example or two of when you've successfully worked either alone or on a team.

      Written by Marcie Wilmot on March 15th, 2021

      1st Answer Example

      "Honestly, I like working both independently and on a team. But even though I enjoy working alone, many times I prefer working with others because I find collaboration to be fun and a good chance to learn. Recently, I worked with a colleague of mine on a project that required him to build a sales model while I worked on a vendor model. We also had to share and combine our data to build an overall business model, which we later presented to the company's executives. The executives were very happy with the outcome, and the entire process was enjoyable and filled with friendly collaboration. So while I like to work alone, I get a lot out of working with others as well."

      Written by Marcie Wilmot on March 15th, 2021

  • Competency

    3. Do you have any experience benchmarking?

      How to Answer

      Explain to the interviewer what benchmarking is and then talk about any experience you have doing it. If possible, cite examples. If you don't have any experience in this area, emphasize that you are willing and eager to learn.

      Written by Marcie Wilmot on March 15th, 2021

      1st Answer Example

      "There are many different situations when benchmarking might be used by a financial analyst. For example, I know that competitive benchmarking is sometimes used when a company wants to assess its position within its industry or when it needs to determine performance targets (by looking at the performance of industry leaders). Sometimes companies also use benchmarking for internal purposes too. In this case, it is usually done to share best practices throughout the company. Personally, I have used prior year financial statements as benchmarks for comparing the current year's financial statements. When I do this, I compare the financial ratios between statements, which helps me to see how the company is performing year over year."

      Written by Marcie Wilmot on March 15th, 2021

  • Competency

    4. What process do you use to create a financial analysis report?

      How to Answer

      One of the primary job responsibilities of a fintech financial analyst is to put together financial analysis reports that highlight the financial strengths and weaknesses of a business. Walk the interviewer through the steps you typically take to produce this type of report.

      Written by Marcie Wilmot on March 15th, 2021

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  • Discovery

    5. After you work as a financial analyst in fintech, what kind of role do you plan to move into?

      How to Answer

      This is the interviewer's way of determining if you really want to be and stay a financial analyst or if your heart belongs elsewhere. Mentioning that you want to move into a role that has nothing to do with financial analysis or accounting would be a big red flag. Instead, discuss your desire to develop your analysis and leadership skills so that you can eventually move into a senior financial analyst role and perhaps manage others.

      Written by Marcie Wilmot on March 15th, 2021

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  • Discovery

    6. What was your greatest achievement in your last role?

      How to Answer

      You can choose to talk about whatever accomplishment you'd like, but plan to connect it to the skills and personality traits that the interviewer is interested in seeing. Some skills you might choose to highlight include being a self-starter, problem-solver, and strong communicator, in addition to being analytical and/or collaborative. Also, be sure to share the credit if you worked with a team.

      Written by Marcie Wilmot on March 15th, 2021

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  • Discovery

    7. Why did you choose to become a fintech financial analyst?

      How to Answer

      The interviewer wants to know your reasons and motivations for becoming a fintech financial analyst. Discuss what led you to pursue this career path and where you see yourself going in the future. Emphasize the soft skills and enthusiasm you have that make you a good fit for this career. It's also a good idea to mention why you're interested in the fintech field.

      Written by Marcie Wilmot on March 15th, 2021

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  • Discovery

    8. Why do you want to work for our company?

      How to Answer

      Financial analysts are hired by a variety of different types of companies, including banks, mutual funds, insurance companies, nonprofits, and pension funds, among others. The interviewer wants to know why you applied for a role at their company in particular. Be able to speak to their company and why you would be a great fit there, as well as why you want to work in the fintech field.

      Written by Marcie Wilmot on March 15th, 2021

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  • Discovery

    9. Have you or are you considering getting any licenses or certifications?

      How to Answer

      There are many different designations and certifications that fintech financial analysts can choose to earn. If you've already completed any, discuss what motivated you to get them and how they have helped you in your career. Emphasize the self-discipline, dedication, and time it took you to earn these credentials. If you haven't earned any yet, talk about what certifications you plan to get in the future and why you want to do this.

      Written by Marcie Wilmot on March 15th, 2021

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  • Scenario

    10. Tell me what you would do if you noticed an inconsistency in our company's financial records.

      How to Answer

      It's important that you assure the interviewer that you would take appropriate action if you ever spotted an inconsistency in their financial records. Talk through the steps you would take, which might include reviewing the records, trying to locate the source of the problem, and bringing the issue to the attention of a supervisor.

      Written by Marcie Wilmot on March 15th, 2021

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  • Scenario

    11. How would you handle an unhappy colleague or executive in a business meeting?

      How to Answer

      There may be times as a fintech financial analyst when your recommendations aren't welcomed. In many cases, you will be suggesting that the company make changes and not everyone loves change. The interviewer wants to know how you would handle this kind of conflict. Discuss how you will remain calm and look to diffuse the situation. If possible, throw in a real-life example of when you've successfully done this before.

      Written by Marcie Wilmot on March 15th, 2021

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  • Scenario

    12. Describe how you would develop an investment recommendation for company decision-makers.

      How to Answer

      It's important that in answering this question you walk the interviewer through the steps you would take in this situation. They want to understand your process. Discuss the information you would need to gather, the stakeholders you would have to take into account, and what thresholds would deem the investment too risky.

      Written by Marcie Wilmot on March 15th, 2021

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  • Situational

    13. Tell me about a time when you had to meet a tight deadline. How did it go?

      How to Answer

      There may be times as a fintech financial analyst when you're put under pressure or stress. The interviewer wants to know how you would handle this type of situation. Use the STAR method (situation, task, action, result) to outline a time when you had to deal with a strict deadline. Explain the situation, your role in it, what you ended up doing, and the outcome.

      Written by Marcie Wilmot on March 15th, 2021

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  • Situational

    14. What do you do when you don't have all the information you need for a project?

      How to Answer

      This is the interviewer's way of finding out how resourceful you are. When confronted with an obstacle or a lack of information some people will just give up or run to someone else for the answers. Explain to the interviewer that you will logically think through different ways to find the missing data on your own before going to your manager. Show that you can think outside of the box to solve problems. If possible, cite an example.

      Written by Marcie Wilmot on March 15th, 2021

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  • Situational

    15. Describe a time when you had to present financial data to others.

      How to Answer

      Many times fintech financial analysts have to present financial data to others, including company executives and high-level clients. The interviewer is trying to gauge whether you've done this before or not. If you have, use the STAR method (situation, task, action, result) to talk through an example of a presentation you gave, what your role was, how you prepared and carried out the presentation, and what the outcome was. If you haven't done this before, be honest but express how willing and eager you are to do so in the future.

      Written by Marcie Wilmot on March 15th, 2021

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  • Situational

    16. Tell me about a time when an analysis didn't go as planned. What did you learn?

      How to Answer

      The interviewer knows that everyone makes mistakes. The important thing here is to take responsibility for the error you made and then show how you grew from it. Describe the mistake clearly and honestly; then go into the lessons you learned and carry with you.

      Written by Marcie Wilmot on March 15th, 2021

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  • Technical

    17. What kinds of tools do you use for advanced financial modeling?

      How to Answer

      Given that financial analysts spend a lot of their time building financial models, the interviewer wants to know what kind of tools and programs you use to do this. For many analysts, the program of choice is Microsoft Excel. If this is the case for you, consider talking about some of the various functions you use within Excel for modeling. If you use other tools, let the interviewer know.

      Written by Marcie Wilmot on March 15th, 2021

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  • Technical

    18. Tell me what you know about different valuation methods.

      How to Answer

      Financial analysts are frequently called upon to determine the valuation of a company or asset. There are various ways to do this, and the interviewer wants to know that you are aware of these different methods. Talk through the valuation techniques you're familiar with, and, if possible, give examples of times when you've used them in the past.

      Written by Marcie Wilmot on March 15th, 2021

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  • Technical

    19. Tell me what financial modeling is and why it's important.

      How to Answer

      It's highly important that you are able to clearly and concisely explain what financial modeling is to the interviewer. As one of the key responsibilities of a financial analyst, it's imperative that you show your mastery in this area. If possible, give examples of times when you've successfully built financial models and talk about the outcomes.

      Written by Marcie Wilmot on March 15th, 2021

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  • Technical

    20. Can you tell me what EBITDA is?

      How to Answer

      The interviewer will expect you to understand basic financial concepts so be sure to brush up on them prior to the interview. In this case, explain what EBITDA stands for and how it can be used to assess the health of a company. You should also be prepared to complete tasks like reading a financial statement, conducting an analysis, and using Excel to solve a problem.

      Written by Marcie Wilmot on March 15th, 2021

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  • Technical

    21. What metric would you use to analyze a company's stock and why?

      How to Answer

      A fintech financial analyst should be aware of various financial concepts and metrics. Walk the interviewer through your thought process as you answer this question; you'll want to show that you can think critically. Explain why you think the metric you chose is the best one to use when evaluating a company.

      Written by Marcie Wilmot on March 15th, 2021

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  • Technical

    22. What four financial statements are used to monitor a company's financial health?

      How to Answer

      During the interview, you will inevitably be asked several questions that test your financial knowledge. Brush up on this type of information before the interview so you come across as capable and competent. The interviewer wants to feel confident that you are an expert when it comes to financial concepts and terminology.

      Written by Marcie Wilmot on March 15th, 2021

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  • Technical

    23. What is NVP and why is it important?

      How to Answer

      You can expect to be asked several questions that test your financial knowledge. Familiarize yourself with this kind of information before the interview so you appear capable and competent. You will want to show that you are an expert when it comes to financial concepts and terminology.

      Written by Marcie Wilmot on March 15th, 2021

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  • Technical

    24. What financial statement would you pick to make a decision about a company?

      How to Answer

      It's important that a fintech financial analyst be familiar with and understand when to use various financial statements, including income, shareholder equity, and cash flow statements, as well as balance sheets. Talk to the interviewer about which financial statements you would use in different scenarios and why.

      Written by Marcie Wilmot on March 15th, 2021

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