MockQuestions

Natixis Interview Questions

To help you prepare for a Natixis job interview, here are 27 interview questions and answer examples.

Natixis was written by on November 10th, 2020. Learn more here.

Question 1 of 27

How would you define what working capital is for a company and what does its measurement mean?

How to Answer

As a Financial Analyst with Natixis, you will be asked to help measure working capital of organizations. In your definition that you provide to your interviewer, ensure that you give them at least the basic definition of the calculation being current assets minus current liabilities. Then, talk about real situations that you've used the measurement to make critical decisions in the work that you've done in the past. This will confirm with your interviewer that you have the ability to use the measurement in this job.

Written by Ryan Brunner on November 10th, 2020

Next Question

27 Natixis Interview Questions & Answers

  • 1. How would you define what working capital is for a company and what does its measurement mean?

      How to Answer

      As a Financial Analyst with Natixis, you will be asked to help measure working capital of organizations. In your definition that you provide to your interviewer, ensure that you give them at least the basic definition of the calculation being current assets minus current liabilities. Then, talk about real situations that you've used the measurement to make critical decisions in the work that you've done in the past. This will confirm with your interviewer that you have the ability to use the measurement in this job.

      Written by Ryan Brunner on November 10th, 2020

      1st Answer Example

      "In my current role, we measure working capital to gauge the ability of a company to pay off its debts quickly. In working with many industries, from retails to the public sector, the determination of a company's ability to do so based on calculation can differ greatly from industry to industry. To calculate, a range of line items from the company are used to take their current assets minus their current liabilities. In the retail industry, seasonal spikes in business create the need for a much higher working capital and if hired for this role, I have a great understanding of each industries specific needs."

      Written by Ryan Brunner on November 10th, 2020

      2nd Answer Example

      "In a very broad sense, working capital is found by subtracting an organization's current liabilities from their current assets. In my current role, I utilize a more focused calculation of adding accounts receivable plus inventory and then subtracting accounts payable. The more focused calculation give a better idea of total working capital for organizations when trying to get a better overall picture of their health and efficiency when projecting out towards the future."

  • 2. One huge philosophy that we believe in at Natixis is professional development. How have you worked to develop yourself professionally throughout your career?

      How to Answer

      In an ever-changing field like financial services, Natixis knows that professional growth and development is vital to them staying at the forefront of their industry. For this question, your interviewer is looking to ensure that your values surrounding professional development match the values of the company. Use this question as an opportunity for you to highlight the many ways that you grow and develop yourself to be the best that you can be in your career. Highlight any continuing education you have completed, any societies or groups that you belong to and any publications that you read on a regular basis that will prove to your interviewer that you aren't comfortable being stagnant in your career.

      Written by Ryan Brunner on November 10th, 2020

      1st Answer Example

      "I am a firm believer in being a life long learner in my work as a Data Analyst. As technology and times have changed over the course of time, I see it as very important to be learning and changing along with the times. Just over the past two years, the Data Fest and Data Summit national conferences and participation in these events on a yearly basis is super important to me to help me grow and develop."

      Written by Ryan Brunner on November 10th, 2020

      2nd Answer Example

      "In the financial field, I have to stay at the top of my game to compete with other advisors and keep clients happy and flourishing. To do this, I subscribe to and read many of the great publications that are out there. Some of my favorites include the Wall Street Journal, Money magazine and Forbes. I also subscribe to many others. As well, I am a member of NAIFA and I have attended the organization's Congressional Conference on a few occasions."

  • 3. We pride ourselves on our interdepartmental teamwork here at Natixis. If hired for this role, what kind of team player could we expect you to be?

      How to Answer

      In the financial world, teamwork at an organization is the key to success and life at Natixis is no different. As you talk about your abilities and experiences in being a great team player, try to highlight certain themes like building trust, gaining respect and being a subject matter expert as part of a larger team. Don't hesitate to show flexibility in your ability to both lead others and be lead by others and use examples of times that you've done both. To seal your answer for this question, talk about your desire to work as part of a team and do your research on this position to find out what types of colleagues you will be working with.

      Written by Ryan Brunner on November 10th, 2020

      1st Answer Example

      "My colleagues that I work closely with would tell you that I'm knowledgeable in my area of expertise to contribute to the much larger team and do so without hesitation. As well, I'm able to communicate effectively, take direction and run with when needed and always willing to help out other areas if I have free time. I understand that I would be working very closely with the Advising staff here at Natixis and know that they would have high expectations out of my work."

      Written by Ryan Brunner on November 10th, 2020

      2nd Answer Example

      "I prefer to work in an environment that promotes teamwork and collegiality. If I were fortunate enough to join the team here, I want you to know that I love being in a leadership type role on a team where I can delegate work and help train others to better the organization. As well, I also thrive in a role where I am the minion and taking direction from others. I'd say that my key skills in working as a team are my ability to friendly, honest and trustworthy with my team."

  • 4. Among the common issues that are faced by Data Analysts in their work, which one or two problems do you feel really challenge analysts in the financial industry?

      How to Answer

      While the challenges faced by general data analysts makes for a pretty long generalized list, this question is allowing your interviewer the chance to see your critical thinking skills by having you talk about which challenges you feel will be critical in the financial field. While there isn't necessarily a right or wrong answer in this question, make sure that you are able to speak intelligently about your answer and provide ways with how you can meet the challenges in your work with Natixis.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 5. At Natixis, we expect our Business Analysts to put extra emphasis into the risk management aspects of their project work. How have you performed risk mitigation and risk avoidance in your previous roles as a Business Analyst?

      How to Answer

      The financial field is often posed with great risks and Business Analysts must always factor potential risks into the equation of any project that they work on. To get a better idea of how you will do this if hired at Natixis, your interview is giving you a chance to talk about your knowledge of risk and how you have worked with risk mitigation and risk avoidance in your previous positions. If new to the financial services field, it is important to show that you know that common risks can be systematic, operational, legal and credit related.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 6. What software programs do you use in your current work and how adaptable would you say that you are in learning and using new programs?

      How to Answer

      Overall, your interviewer is simply looking to hear that you have a good grasp on programs to use to make you more efficient in your work and to do this, talk open and honestly about the programs that you currently use and talk about in what context that you use them. If at all possible with this role, try to research what additional programs you may have to learn if given this opportunity to join Natixis and reassure your interviewer that your computer skills are fluent enough to pickup quickly if needed.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 7. Here at Natixis, we are expecting someone with strong leadership skills to take this role. How would you describe your management style?

      How to Answer

      Prior to your interview, try to take a long, hard look inside your skills and styles as a leader of others and prepare to present the best management style possible to your interviewer that fits the role that you are interviewing for with Natixis. Your answer should also involve solid research into the culture of Natixis and the details of the role you are interviewing for. Some important things to touch on are your ability to promote a team atmosphere and your ability to delegate responsibilities when necessary.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 8. Have you ever run into a situation where a company had a positive cash flow but was still in critical financial trouble?

      How to Answer

      At the heart of this question, your interviewer is looking to dive in and take a look at your critical thinking skills. While positive cash flow is usually a very good sign of a company's overall ability to settle its debts and handle future financial challenges, there are some situations where all isn't as it seems when looking at a company with a positive cash flow. Whether you have run into this situation or not, it is important for you to point out that you are aware of situations where a positive cash flow can be misleading.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 9. How do you believe your coworkers would describe you?

      How to Answer

      The interviewer would like to know how you are seen by your colleagues. Select approximately three words that truly define who you are. Be sure to choose words that radiate positive thoughts!

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 10. If hired to this role here at Natixis, what do you see as one initial hurdle you will have to overcome in your first weeks on the job?

      How to Answer

      At the heart of this question, your interviewer is asking you to take an honest look inside of yourself to discuss what you feel is the biggest learning curve you will have if offered this position. This will give your interviewer a sense of how to handle your onboarding process if hired for the position and give them a sense that you have the ability to see what your biggest need would be. Similar to the what is your greatest weakness question, the key to answering this question is humbly pointing out a flaw that you may see and making a plan for how you will overcome that flaw.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 11. How long will it take you to make a meaningful contribution to our team at Natixis?

      How to Answer

      If you were to be the successful candidate with Natixis, when do you expect to make a viable contribution to the organization? Talk to the interviewer about your plan to make a fast impact.

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 12. What statistical analysis tools do you have experience working with?

      How to Answer

      As a successful and resourceful Data Analyst, your interviewer at Natixis is expecting you to be knowledgeable and well-versed in the many tools available to you. In your answer, be sure to show diversity within particular programs like SAS and SPSS while also explaining that you are very proficient in Microsoft Excel. On top of the programs, talk about any experience you have with programming and database language like SQL and Python.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 13. If you noticed that a company's balance sheet was showing increased amounts of accounts receivables, what future impacts to that company would you consider to be feasible?

      How to Answer

      At the root of this question, your interview will be looking to hear that you understand how the different lines on a company's balance sheet are related to each other. In your answer, be sure to point out your understanding of this as your job as an analyst with Natixis will rely on your ability to do so.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 14. How many boxes of macaroni n' cheese were eaten in the United States last year?

      How to Answer

      er Questions like this during your interview are meant to test your ability to deduce an answer from a very limited set of information and assumptions. You and your interviewer both know that it would be impossible for you to know or even calculate the correct answer, so your interviewer is solely looking for the factors that you use in extrapolating the answer that you give. In your answer, be as detailed as possible in why you are making the assumptions that you are when coming to a final answer.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 15. At Natixis, your job as a Risk Analyst would entail keeping a close eye on interest rates for our clients. How do you think interest rates will trend in the next year?

      How to Answer

      While your interviewer knows that predicting this question isn't an exact science, they will be looking to hear that you consider all variables possible in your answer to make the best determination possible. To be successful in this role with Natixis, your future clients will rely on your ability to forecast interest rates at times and you need to have the ability to do so with the right knowledge in hand. When answering, make sure that you use a methodical approach and explain each step in the process.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 16. The day-to-day life at Natixis can be hectic and stressful at times. If hired for this role, how would you keep yourself motivated when working with stressed colleagues and pushy clients?

      How to Answer

      The daily life at Natixis is naturally very fast paced and because of that, both the colleagues and the clients that you may be working with have potential to be stressed, needy and downright mean at times. For this question, your interviewer is looking to get a sense that you would be able to work in this type of environment. In your answer, talk about the fact that you are cognizant of what this job entails as far as personal interactions go and talk about times where you have worked successfully through situations like this in the past. As well, don't hesitate to talk about your own personality traits that help you thrive in these types of situations.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 17. Talk about your experiences working with both fellow Analysts and Accountants within your own firm and with external partners. How do you feel that you will be effective in working with our external candidates in this role here at Natixis?

      How to Answer

      While you are well aware that your career as a Risk Analyst in the financial industry involves many hours behind a desk and plugging away at a computer, Natixis will expect that you are an excellent team player with your fellow colleagues. On top of that, you will also have an expectation to be a face of the organization for external clients and stakeholders. While a very open ended question, make sure that you hit on your experiences in working as part of a larger team and explain the skills and personality traits that you'll bring to the table if hired at Natixis. Then, be sure to talk about your experiences working with clients and how you do so effectively.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 18. Accuracy is important to us at Natixis. Do you always double check or proofread your work?

      How to Answer

      Double checking and proofreading are essential parts of a job well done. Assure the interviewer that you are diligent when it comes to submitting good, clean, work.

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 19. As a Business Analyst at Natixis, you will be tasked with working with diverse teams of stakeholders on different projects. How do you handle stakeholders that are difficult and bullheaded?

      How to Answer

      Leading a project team will put you in front of many differing personalities and you need to have the ability to work with every type of personality to be successful in this role at Natixis. While your interviewer may not be telling you that you will work with a difficult person because they know of a few, they're more looking to see how you utilize your communication and problem solving skills to make the situation better for everyone. As you answer this question, feel free to use an example from the past that highlights how you used your interpersonal skills to work effectively with a difficult person on a project team.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 20. Data Scientist is a fairly new role here at Natixis. Why do you feel that you can make the jump into the financial industry as a data scientist?

      How to Answer

      As finance becomes more heavily reliant on data, the need for well educated Data Scientists is becoming a need at Natixis. And while your background may not be filled with experience in the financial field, it will be your job to convince your interviewer that you have the skills necessary to be strong Data Scientist while also having some great knowledge of the financial industry. Be open and honest of where your strong point fall and where you feel you have the most to learn while being open to making that progress in the field with Natixis.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 21. If hired for this position at Natixis, what factors would you consider part as part of an organization's long-term liability?

      How to Answer

      To begin for this question, make sure that you can define a long-term liability as obligations that are due beyond one year and into the future. Then, consider major factors like bonds, mortgages, leases and other items that factor in to an organization's long-term liability. Last, try to explain why the measurement of long-term liabilities are important is an important factor in considering the overall financial health of an organiation.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 22. If you joined the team here at Natixis, how would you build relationships with those that you would be working closely with?

      How to Answer

      For this question, your interviewer will be looking to get the sense that you would be proactive about getting to know your colleagues and fitting into the culture of the organization. Use a personal approach to talk about ways that you have done this in the past and how you would do it if hired for this position. Talk about the importance of relationship building in your line of work and how it helps the overall good of the organization if you take the initiative to do this.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 23. A key task in this role with Natixis is assessing an organization's weighted average cost of capital. Are you familiar with WACC calculations and when have you used them in the past if you are?

      How to Answer

      Whether you have direct experience with WACC calculation or not, the first important thing that your interviewer will be looking for is that you understand all of the values that are used to calculate it and why it is important to calculate. Be sure to explain your understanding of the calculation. Then, if you do have experience, talk about the context of the work that you did surrounding utilizing WACC calculation and what resources you used to ensure that accurate data was used in the calculation.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 24. Pretend an old friend just awoke from a coma that lasted over 30 years. How would you describe the internet to them?

      How to Answer

      A common tactic used in interviews for Risk Analysts is making you think on your feet. This brain teaser question, or any similar to it, will judge your thoughts processes to come up with an answer rather than what your final answer is as this is a very open ended question. As you provide an answer to this question, make sure that you explain why you are coming up with your answer and your thought process behind them. A solid thought process on your end shows that you can be analytical and while creatively solving problems using your critical thinking skills.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 25. To help us understand your need for initial training and orientation in this role with Natixis, can you tell me what financial software you have familiarity working on?

      How to Answer

      Financial software, in particular software geared towards financial analysis, is widely available to the industry with many options available for use. While this won't be a make it or break it question to see if you are experienced with the program that Natixis utilizes, your interviewer will be looking to hear that you have experience on some of the available systems and that you are ready and willing to take on the challenge of learning something new if hired for this role. In the end in answering this question, make sure that you reiterate that you have the ability and the desire to learn a new program if needed to be successful in this role.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 26. What statistical models are you familiar with and which do you feel would best apply to the financial field here at Natixis?

      How to Answer

      Financial Engineers and Quantitative Analysts are relied upon in the financial industry to utilize complex algorithms and math to predict the trading market's immediate future. For this question, your interviewer will be looking to get the sense that you have the skills to apply statistical model in finance by having you talk about the models that are familiar with and have worked with in the past. While being honest about your experiences, be sure to point out that you are aware that some apply more to finance and the market to set yourself apart during this question.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view

  • 27. Think back over your career up to today and tell me about the most difficult day on the job you encountered. What made the day difficult and how did you handle that situation?

      How to Answer

      We've all had our share of difficult days on the job and how we handle those days in particular can really make or break where our careers go in that position or with that company. Think of a particular day ahead of your interview that really outlines your ability to handle adversity and proves that you were able to handle it with grace rather than turning your uniform in and heading home for the day. Another important piece of your answer should be discussing what lessons you learned from that particular day moving forward that you still carry with you to this day.

      Written by Ryan Brunner on November 10th, 2020

      Answer Examples Have Been Hidden

      Please upgrade to view