"Occasionally, I have had to deliver bad news to a client. These situations are never easy, but a combination of empathy, tact and information is often enough to manage through the conversation. In a recent example, I had to explain that the client's mortgage application was declined because of bad credit. I empathized, explained the situation as clearly as I could, and also left the client with the hope that he could reapply in the future. This client was very disappointed and tried to convince me to take a risk. I explained my role - that I had no independent power to reverse the decision - but gave him information about who he could contact."
