"I absolutely carry my own liability insurance. I did some research on the benefits and there are many reasons to carry my own insurance. In some instances, we are considered independent contractors, the employer liability insurance will act on the benefit of the employer which is understandable, and I want to protect the livelihood that I love so much!"

"I do not carry a personal policy, as the hospitals I have worked for in the past have had policies that cover their nursing staff. If I were in a private practice or with a smaller facility, I would consider purchasing a policy for protection."

"As a new grad nurse, this is definitely something I'm considering. With as much contact I will have with patients, I will likely consider protecting myself by purchasing a liability policy. I've done some research and though most healthcare facilities seem to provide coverage for their staff, there are benefits to purchasing individual coverage. I will be doing more research into whether a claims-made or an occurrence policy makes the most sense for me."

"This is not something that I have carried in the past. It is, however, something I have begun conducting more research on and am planning to get in the near future to ensure that I am providing the safest nursing care I possibly can."