Liberty Mutual Mock Interview
Practice 35 Liberty Mutual interview questions covering customer service, risk assessment, and insurance industry expertise.
Question 34 of 35
How would you describe liability to someone?
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Kevin Downey has an extensive background in business management, recruiting, branding and marketing. He's volunteered his career coaching services at job fairs, lecturing on interview techniques and crafting winning resumes and cover letters.
One's legal responsibility is a definition of liability. Especially in the insurance industry, several basic policies cover the legal expenses surrounding situations where you are liable, or responsible by law, to pay expenses. Communicate this as you would to a potential client. Use this as an opportunity to sell the concept of liability insurance, as you would to a potential client.
Kevin Downey has an extensive background in business management, recruiting, branding and marketing. He's volunteered his career coaching services at job fairs, lecturing on interview techniques and crafting winning resumes and cover letters.
"If I were explaining the concept of liability to a customer, I would explain the concept situationally. To suggest that liability means a person might be legally responsible for any expenses when they are at fault sometimes doesn't drive the point home. That's why at the onset of any conversation on this topic, I begin by asking a lot of questions. Once I understand their situation and needs, I can help them identify their needs and the reason behind them."
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A liability is an obligation. If you are hurt at a store for example it is the store's obligation to remedy any damages to you. Holding them liable.
Marcie's Feedback
Good explanation! You might also say that liability is something a company or person owes, usually a sum of money. How are liabilities generally settled? Do you have any personal experience in this area that you can discuss?
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