Tell me the difference between a medical bill and an EOB.

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Answer Example

This question tests your basic knowledge of something in the insurance industry that confuses a large swath of the public. An EOB is an explanation of benefits, breaking down what part of a medical visit is covered by your insurance, what was paid, and what parts were not paid as part of their contract with the medical service provider, whereas a bill will detail what you still owe and when payment is due.

"I've had to break this down for a lot of people. A bill is an invoice of what you owe. An EOB is an explanation of benefits and a statement reflecting the various charges from a medical visit that are broken down according to the structure and tiers of your particular insurance plan. It includes the date of your medical visit, what was billed to the insurance, what they paid, what you paid at the time of the visit, and what you will owe. It is not a bill, but rather a breakdown and an explanation of your insurance benefits as it pertains to a medical visit."

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How to Answer: Tell me the difference between a medical bill and an EOB.

Advice and answer examples written specifically for an Anthem job interview.

35. Tell me the difference between a medical bill and an EOB.

How to Answer

This question tests your basic knowledge of something in the insurance industry that confuses a large swath of the public. An EOB is an explanation of benefits, breaking down what part of a medical visit is covered by your insurance, what was paid, and what parts were not paid as part of their contract with the medical service provider, whereas a bill will detail what you still owe and when payment is due.

Written by Kevin Downey on May 3rd, 2022

Answer Example

"I've had to break this down for a lot of people. A bill is an invoice of what you owe. An EOB is an explanation of benefits and a statement reflecting the various charges from a medical visit that are broken down according to the structure and tiers of your particular insurance plan. It includes the date of your medical visit, what was billed to the insurance, what they paid, what you paid at the time of the visit, and what you will owe. It is not a bill, but rather a breakdown and an explanation of your insurance benefits as it pertains to a medical visit."

Written by Kevin Downey on May 3rd, 2022

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