How do you feel about credit cards?
Billions of people worldwide lean on credit cards for their purchasing power every day. The interviewer wants to know if you can sell credit card services without moral hesitation. They want to know if you appreciate what the credit card industry has to offer, that you are conscious of the drawbacks when not approached responsibly, and understand why some people have a love/hate relationship with their credit cards. Discuss your thoughts on why they are necessary and why it's essential to maintain a healthy relationship with them.
"I understand it's easy to get into trouble with credit cards. However, when used as intended, they're a benefit for several reasons, like the rewards people can take advantage of, including flight rewards or cash back, not to mention their ability to help people boost their credit scores and credit history. Credit cards are also an invaluable source in an emergency."
"I love my credit card. I use it for everything and pay it before the end of every month, which allows me to accumulate flight rewards. When we use credit cards as intended, they are great! They are easy to abuse, especially if you don't play according to the rules. So I believe every credit card customer must be smart when approaching their monthly repayment plans."
