While hiring managers understand that you will need some time to get up to speed in your role, you should convey to your interviewer that you're ready to hit the ground running on day one. Plaid has a high-profile reputation to maintain within the fintech start-up space and wants to ensure that its employees will help the company grow. As such, hiring managers are looking to hire the best of the best to maintain Plaid's positive company reputation. With an abundance of qualified candidates seeking to enter the fintech industry, hiring managers want employees who will be productive in their roles right away and won't need excessive training.