Practice 35 Claims Adjuster interview questions covering liability assessment, fraud detection, and settlement negotiations.
Question 31 of 35
Why the Interviewer Asks This Question
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Entry Level
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Krista Wenz has been on thousands of interview panels hiring EMS professionals and firefighters for public and private agencies.
When an interviewer asks you to walk them through your process for investigating a claim as a claims adjuster, they want to understand your approach and methodology. They want to know how you gather and analyze information, what steps you take to ensure accuracy and fairness, and how you make decisions based on the evidence you gather. It's essential to demonstrate your ability to be thorough, objective, and systematic in your approach while also showing empathy and understanding for the parties involved. Overall, the interviewer wants to assess your skills and judgment as a claims adjuster and determine if you are a good fit for their organization.

Krista Wenz has been on thousands of interview panels hiring EMS professionals and firefighters for public and private agencies.
"Sure, I'd be happy to walk you through my process for investigating a claim. First, I gather all relevant information about the claim, including any documentation or photos the policyholder has provided. Then, I review the policy to see what is covered and what is not. Next, I may need to interview witnesses or other parties involved in the claim to better understand what happened. From there, I will typically visit the scene of the incident, inspect any damages or injuries, and take notes and photographs. Finally, I will use all of this information to make a determination on the claim and communicate my decision to the policyholder. It's a thorough process, but it's important to ensure we make fair and accurate assessments of each claim."

Krista Wenz has been on thousands of interview panels hiring EMS professionals and firefighters for public and private agencies.
"As an entry-level claims adjuster, my process for investigating a claim will begin with gathering information from the claimant and any witnesses. I will ask detailed questions to clearly understand what happened and the extent of the damages or injuries involved.
Once I have all the information, I'll review any relevant policies, contracts, or agreements to determine coverage and liability. If necessary, I may also consult with other experts, such as medical professionals, engineers, or lawyers to help me make an informed decision.
Throughout the process, I will always strive to be fair and objective, considering all the facts and evidence before making a determination. And, of course, I prioritize safety and security at all times, ensuring all parties involved are treated with respect and confidentiality."

Krista Wenz has been on thousands of interview panels hiring EMS professionals and firefighters for public and private agencies.
"Of course, I would be happy to walk you through my process for investigating a claim. First, I start by reviewing the claimant's initial report and any supporting documents they have provided. I then conduct a thorough investigation, gathering evidence and speaking with any witnesses or parties involved in the incident. I also take photos and document any damages or injuries. Once I have all the necessary information, I analyze and evaluate the claim to determine its validity and the appropriate course of action. Throughout the process, I remain objective and fair, always keeping the best interest of all parties involved in mind."

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Written by Krista Wenz
35 Questions & Answers • Claims Adjuster

By Krista

By Krista