In your opinion, what makes a good fintech product?

"I think that it's imperative that we spend our time building great products, not mediocre ones. In my opinion, a great fintech product, first and foremost, meets the needs of the company's target audience. It provides a simple and intuitive solution to a problem for them. Also, I think that the nature of fintech means that the product should be more efficient or better than traditional financial methods, an improvement that provides additional services and/or is able to quickly adapt to the user's needs. Moreover, a great fintech product will be fully compliant with all governmental regulations and technologically secure."