The club you interview with may or may not require a background check. However, this question more so centers around whether this falls within your comfort zone or whether you have something to hide. It is acceptable to ask what the background check entails. Is it a criminal background check? Do they check your credit scores and credit history, and if so, is it a soft credit check, or will it impact your credit score? If this is required, take advantage of this opportunity to showcase your integrity, honesty, and transparency, and ask yourself if there is anything you might want to provide a context for. Once you know what the background check entails, provide context to anything that might turn up. Trying to hide something you know they will discover will only suggest a lack of integrity, and as a future performance indicator, you are more likely to try to cover up and hide your mistakes than to take ownership of them. Consider these points when answering such questions.