A Prudential Financial Risk Analyst keeps a close eye on interest rates for our clients. How do you think they’ll trend over the next year?

"My ability to create and analyze short-term rate models helps me accurately predict future interest rates for my clients. If you aren't familiar with the short-term rate models, they utilize a stochastic process to evolve spot interest rates to predict future rates. Last year, my work was commended by a high-profile client whom I advised using this method."

"As you can see from my portfolio, I have extensive training and experience in macroeconomics, and I've found that macro trends are a great predictor of interest rates. To better assist my clients, I always keep an eye on the U.S. Treasury yields. With interest rates changing daily, long-term trends from a source like the treasury yield most often follow the same pattern as the interest rate percentages, versus utilizing short-term movements in markets, the economy and policy."