"Yes, I will pass both with flying colors. My criminal record is clean, but I did have poor credit four years ago. I went through a nasty divorce, and our house went into foreclosure. I have been slowly building my credit and recently qualified for a mortgage to purchase another home. However, based on my research, a poor credit history should not prohibit me from being considered for the position. Additionally, I do not participate in drug use, and you can be assured that I will maintain a clean record if you hire me for this role."