How to Answer: Successful underwriters must have good judgement and common sense. Would you consider yourself to fit in those categories?
Advice and answer examples written specifically for an Underwriter job interview.
6. Successful underwriters must have good judgement and common sense. Would you consider yourself to fit in those categories?
Why the Interviewer Asks This Question
The job of an underwriter is something that needs a lot of analysis and presence of mind. From this question the interviewer wants to understand if you have a good combination of analytical skills and common sense. Give an example of an incident where you used both and were able to achieve great results as well.
Written by Nisha Yadav
Answer Example
"Yes, I have common sense and good judgment in my profession. For instance, when I review an insurance application, I always consider various factors, such as the applicant's age, health condition, and occupation, to determine the level of risk involved. I also consider any past claims made by the applicant and assess whether they are likely to file a claim in the future. Additionally, I may consult with other underwriters or experts in the field to ensure that my decision is fair and unbiased. I strive to make informed decisions that benefit the insurance company and the policyholder and will continue to do so if chosen for this position."
Written by Krista Wenz on May 31st, 2023