Underwriter Interview Questions
Go Back1. What has been your greatest accomplishment as an underwriter so far?
2. What has been your biggest disappointment as an underwriter so far?
3. Give an example of a time when you made a mistake because you failed to actively listen to a supervisor.
4. What professional goals have you set for yourself this year?
5. What is your greatest strength? How does it help you as an underwriter?
6. Successful underwriters must have good judgement and common sense. Would you consider yourself to fit in those categories?
7. Are you efficient with your time?
8. What are the steps you follow to study a problem before making a decision?
9. Do you consider yourself to have strong research skills?
10. What are your general guidelines related to applicable ratios (i.e., debt ratios, loan-to-value, etc.)?
11. Have you ever had difficulty with a supervisor?
12. Share an experience you had in dealing with a difficult person and how you handled the situation.
13. What do you do when your time schedule or project plan is upset by unforeseen circumstances?
14. What is the most difficult situation you have had to face and how did you tackle it?
15. Give an example where you have supported a loan that did not comply with FHA loan guidelines.
16. How do you stay updated on industry changes and regulations that may affect your work as an underwriter?
17. What do you know about our company?
18. Why are you the best candidate for us?
19. If not an underwriter, what other role within insurance would you like to be in?
20. Why did you choose to pursue a career as an underwriter?
21. Tell me something about yourself that is not on your resume.
22. How would you compare your current job to that of an underwriter?
23. What do you dislike the most about being an underwriter?
24. What motivates you as an underwriter?
25. What initially attracted you to the insurance industry, and what keeps you here?
26. If I were to speak with your social circle, what would your friends say about you?
27. Do you consider yourself more analytical or a free thinker?
28. When will your current project be completed, or when will be the next logical time to be able to leave on good terms with your team?
29. Tell me about your financial training and education.
30. Tell me about your education. How has it prepared you for a career as a underwriter?
31. How do you keep track of work so that it gets done on time?
32. How do you balance the need for profitability with the responsibility to minimize risk for the company?
33. Give me a time when you went above and beyond the requirements for a project.
34. Have you ever been overloaded with work? What did you do to ensure your deadlines were met?
35. Give an example where you have had to use your negotiation skills.
36. If hired, how do you intend on making a difference with our company?
37. Give an example where you have had to challenge loan documentation based on fraud detection processes you use.
38. Can you walk me through your underwriting process?
39. What is your approach to assessing risk in an application?
40. Do you have strong computer skills? Which programs are you most experienced in?